Another spider scheme/ From Veliaj to "5D", doubts about Jet Bank

The new online banking institution, Jet Bank, has caused a wide public debate, starting from the aggressive campaign that this bank has conducted to the denunciations against it.

One of the whistleblowers was Democratic Party MP Belind Këlliçi, who emphasized that citizen Oliver Hemmer, director of the company that owns 71% of Jet Bank's shares, was involved in fraud schemes.

CNA, in an article published earlier, announced that it was able to confirm Jet Bank's connections with Mayor Erion Veliaj and his people.

With direct and indirect links to the arrested mayor, who faces 13 charges for five serious criminal offenses.

Specifically, Jet Bank's propaganda people are connected to the "Gogel" company of Arbër Veliaj, brother of the mayor of Tirana, as well as to one of the directors of the famous "5D" dossier, Redi Molla.

How is the banking institution Jet Bank related to Arbër Veliaj's "Gogel" company?

The PR manager at Jet Bank is Bekim Shehu. A simple search on his LinkedIn profile shows that Shehu was part of the company "Gogel", owned by Arbër Veliaj, which is under investigation by SPAK.

Specialized in communication strategy, Bekim Shehu worked at the company "Gogel" for a period of almost 6 years, starting from February 2020 to December 2025.

While now he is leading the aggressive marketing campaign of Jet Bank, the institution that has so much uncertainty about its functioning and the people who run it.

Mr. Bekim Shehu may be very skilled in his position and profession. Suspicions are raised regarding the company he currently works for and the fact that he once worked for a company that is under investigation.

However, Bekim Shehu is not the only person who connects the "threads" of Jet Bank with Erion Veliaj.

Another "knot" connecting this banking institution and the mayor currently in Durrës prison is the name of its former director, Redi Molla.

CNA will continue to publish Redi Molla's connections with Jet Bank./ CNA

Jet Bank is a new online banking institution that has been active in some Albanian media and social networks for several weeks. The bank claims to be licensed and supervised by the Bank of Albania and operates in full compliance with the Albanian legal framework and international regulatory standards for the banking sector.

This is stated in a clarification that this institution itself distributed and attempted to publish in several media outlets yesterday, following a public denunciation made by Democratic Party MP Belind Këlliçi, who emphasized that citizen Oliver Hemmer, the director of the company that owns 71% of Jet Bank's shares, is involved in fraud schemes.

“ The next scandal with Jet Bank and the Bank of Albania!

Today I am publishing official documents from the German Interior Ministry, which shed light on the serious threat to our banking system posed by the licensing of JET BANK, where a chain of relationships between several individuals can no longer be treated as administrative coincidences.

According to them, citizen Oliver Hemmer is the Managing Director of the company GRF Europe OU, which operated on behalf of the company 4XFX, owned by Israeli citizen Gal Barak.

The latter was sentenced to 4 years in prison in Austria, after setting up a fraud scheme with Call Centers with an estimated damage of around 200 million euros in several European countries such as England, Austria, Germany, Spain, etc.

Another document clearly shows that Oliver Hemmer is also the director of the Cyprus-registered company, Constador LTD. This company is the owner of 71% of JET BANK, the first online bank in Albania.

At this point, the issue is no longer simply legal, but systemic. The Bank of Albania has licensed these individuals to open the first online bank in the country, raising serious questions about the verification standards and integrity of the process.

But, more than that, the question that arises today is not whether there have been legal violations, but beyond that, are we allowing Albania to evolve from an operational base of call centers that extort European citizens, into a hub for laundering this money?!

"If this alarm line is crossed without reaction, this scandal would pose a direct risk to the credibility and stability of the Albanian banking system itself ," Këlliçi writes.

Immediately after the publication of Belind Këlliçi, the bank seems to have "jumped out of trouble". In the clarification it attempted to publish in the media, the bank admits that citizen Oliver Hemmer, against whom MP Këlliçi's denunciation is made, was involved in the company registration process. According to the bank, he had no controlling or operational role and no executive functions in the bank.

Belind Këlliçi's denunciation was directed at citizen Oliver Hemmer and the bank admits that he was involved, despite trying to emphasize that Mr. Hemmer's illegal activities are not related to JetBank's activities. In fact, the announcement made acknowledges his role, but emphasizes that he is not a shareholder and is not as claimed by the DP MP.

Perhaps Jet Bank and its propaganda want to play the "ice cream and chocolate" version and want to give the Albanian public without explaining what Mr. Hemmer's real role was, why he was involved in the company's registration phase, why the bank, a person with legal problems, as emphasized by the deputy, has become a minimal collaborator. Although the bank emphasizes that it will have no role in the future government. In fact, the future begins from the day of the denunciation made by Mr. Këlliçi or has it ended in legal contracts and official documents at another time.

Jet Bank has "jumped out of trouble" and clearly threatens to take all necessary action to denounce defamatory statements and will pursue them legally for false, misleading or defamatory information. These statements with legal prosecution, when the bank itself admits that citizen Oliver Hemmer had a role, regardless of who he is, are very similar to those of the incinerator companies, or the directors of the "5D" file, who are known to have ended up and simply show "fear" and panic.

A bank that had no connection with individuals with certain legal issues would be more direct, cold, and distant. In fact, Jet Bank itself accepts cooperation.

Even the problem that Belind Këlliçi raised was not addressed to Jet Bank, but to the Bank of Albania. And instead of reacting, the Bank of Albania jumped out of the Jet Bank mess. What business did Jet Bank have if its papers were in order? The Bank of Albania remained silent, Jet Bank jumped out.

CNA has also been able to verify that the propaganda people at Jet Bank are directly and indirectly connected to the mayor of Tirana, Erion Veliaj, and the directors of the “5D” file. We will bring more complete material to show these connections and the similarity of JetBank’s statement that goes both to Arbër Veliaj’s “Gogel” company and to Redi Molla of the “5D” file./ CNA

DP MP Belind Këlliçi has spoken about the licensing of the first digital bank in Albania, "Jet Bank".

Invited to the Task Force show, Këlliçi called it a major scandal since the banking system.

The MP emphasized that he has published today a document from the German Ministry of the Interior, an official document that sheds light on the people behind this bank.

Këlliçi said that citizen Oliver Hammer turns out to be an individual who, through the company where he was a director and manager, GRF Europe OU, which was a company that operated on behalf of the famous company 4XFX, owned by Israeli citizen Gal Barak.

According to Këlliç, these two citizens have been sentenced to four years in prison for setting up a fraud scheme through the call center business worth at least 200 million euros that they stole from citizens in countries such as Austria, Germany, Italy and British citizens.

"A very big scandal that affects our banking system. It is a problem as I have described, systemic, it is not simply a connection of people involved in the theft of European citizens and others, and these are not random connections."

But here the financial security and the security of our banking system, and the entire banking system, are directly affected. Surprisingly, it is enough to see the portals and media where this denunciation is present and you immediately understand the large amount of money that has been spent not to advertise, but to censor the truth in relation to this bank, which is the first digital bank, approved and licensed by the Bank of Albania.

While my questions, even last month, officially addressed to the Bank of Albania, have not yet been answered by the governor and the bank, and in the meantime, the second letter I sent, again with repeated questions addressed to the Bank of Albania, the governor and the Supervisory Council, I have still not received a response.

In short, I have published today a document from the German Ministry of the Interior, an official document and it is a document from the Federal Ministry of the Interior, which sheds light on the people behind this bank.

So, the citizen Oliver Hammer that I have published today, turns out to be an individual who, through the company where he was the managing director, the company was, as I have noted for the sake of correctness, GRF Europe OU, which was a company that operated on behalf of the famous company 4XFX, owned by Israeli citizen Gal Barak.

Both of these citizens have been sentenced to four years in prison for setting up a fraud scheme through the call center business worth at least 200 million euros that they have stolen from European Union citizens in countries such as Austria, Germany, Italy and, why not, even outside the EU, British citizens.

They have stolen at least 200 million euros with this business. Now, I have addressed these questions to the Bank of Albania, I have addressed them to the Bank of Albania a month or almost six weeks ago.

"What is the experience of this company, the company Constador LTD, which owns 71% of Jet Bank and which is owned and has as its general director the same individual, Oliver Hammer, who has been sentenced to four years in prison for extorting citizens of the European Union, based on official documents of the Federal Ministry of the Interior in Germany," Këlliçi emphasized./ CNA

Democratic Party MP Belind Këlliçi published today, through a post on social networks, several official documents from the German Interior Ministry, which shed light on what he described as a serious threat to the banking system from the licensing of JET BANK.

According to Këlliç, in this procedure there is a chain of relationships between several individuals that can no longer be treated as administrative coincidences.

This is because, based on data, citizen Oliver Hemmer is the Managing Director of the company GRF Europe OU, which operated on behalf of the company 4XFX, owned by Israeli citizen Gal Barak. The latter was sentenced to 4 years in prison in Austria, after setting up a fraud scheme with Call Centers with an estimated damage of around 200 million euros in several European countries such as England, Austria, Germany, Spain, etc.

Meanwhile, another document clearly shows that Oliver Hemmer is also the director of the Cyprus-registered company, Constador LTD. This company is the owner of 71% of JET BANK, the first online bank in Albania.

Këlliçi underlines that the issue is systemic, as he reveals that the Bank of Albania has licensed individuals to open the first online bank, under suspicion of verification standards and the integrity of the process.

"At this point, the issue is no longer simply legal, but systemic. The Bank of Albania has licensed these individuals to open the first online bank in the country, raising serious questions about the verification standards and integrity of the process."

But, more than that, the question that arises today is not whether there have been legal violations, but beyond that, are we allowing Albania to evolve from an operational base of call centers that extort European citizens, into a hub for laundering this money?!

"If this alarm line is crossed without reaction, this scandal would pose a direct risk to the credibility and stability of the Albanian banking system itself," Këlliçi emphasizes. /CNA

Two sessions ago, I raised a very major concern related not only to the risk to the stability of the banking system but also to the possibility of money laundering.

Meanwhile, Socialist MPs last week approved legal changes for the infamous DURANA organized crime park.

Of course, those who have registered with this technology park, such as the JET TECH company, will now not only benefit from fiscal incentives with 0 taxes, but are also being licensed to open ONLINE banks without physical counters.
So the shareholders of Jet Bank have opened another company in Durana to not pay any taxes for the services they will offer to each other.

As I informed you in the last session, I have addressed a new request for information to the Central Bank, requesting data on how today we have licensed a new bank with owners registered in offshore companies.

But this is not the only problem, as you are used to licensing such companies in the banking system.
But the case in question is even more serious, since the ultimate owners have no connection whatsoever with banking experience, as required by the licensing regulations of our central bank, which in the case of JET BANK has been violated with both feet.

The ultimate shareholders of the newest bank registered in Albania, according to public data but also AFSA announcements, have only had experience with FOREX platforms, even while carrying out unlicensed activities in Albania.

In my first request, the Central Bank naively acted as if it did not understand my questions, so in the request launched last week, I requested exhaustive information on whether this company has met the legal requirements for licensing.

Today, Parliament voted on several amendments to the law “On the Prevention and Laundering of Money and the Financing of Terrorism.” Over the years, laws have been changed with the sole purpose of combating this phenomenon, which is currently eroding the Albanian economy.

Of course, we are all aware that the problem the country has today is not due to the lack of a good legal basis, but because the institutions that should prevent it collaborate with criminal structures to allow and encourage it.

For years, the Special Structure Against Corruption and Organized Crime has raised the alarm about money laundering in every sector, especially in construction.
And while Albania has turned into a washing machine for criminal money, the Financial Intelligence Agency, the Ministry of Finance, and the Ministry of Justice have not taken any concrete measures to stop this phenomenon that is leaving long-term consequences in our economy.

And to understand the government's approach, it is enough to see the thousands of permits approved by Edi Rama for companies with anonymous names and capital of 1000 euros for the construction of towers worth hundreds of millions.
And since today we had the next facade for the legal basis for money laundering, I invite you to join us in deepening the parliamentary investigation into the next scheme called Jet Bank.

I invite the head of the Financial Intelligence Agency to investigate the following:

1. Has the company Constador LTD filed the annual and consolidated balance sheets for the last 3 years in the application file? Who is the authorized accounting expert who has audited them?
2. What is the scope of activity of the company CONSTADOR LTD and in which countries does it operate?
3. Are citizens Idan Avishai and Saniel Sanilevich related to companies that provide Forex services?
4. Have these citizens and the companies related to them carried out unlicensed financial activity in Albania?
5. Were there any objections from the departments responsible for licensing during the assessment of the JET Bank application?
6. Has the amount of 1 (one) billion lek been deposited with the Bank of Albania?
7. Were the funds transferred from the bank accounts of CONSTADOR LTD or citizen Idan Avishai?
8. How was the legality of the funds verified?
9. What is the country of origin of these funds?
10. Do these funds come from a bank registered in an offshore country?
11. The law stipulates that a certificate from the competent authorities must be submitted, which provides data on the balance sheet of the company/individual and the regularity of the payment of taxes and fees. Have such certificates been administered and which is the competent authority that issued them?
12. The law also stipulates that documentation or official data from the relevant authorities must be deposited for the settlement of tax liabilities by the proposed shareholders. Has this documentation been deposited for all shareholders and which is the authority that issued it?
13. The law stipulates that the Bank of Albania has the right to conduct independent verifications to prove the authenticity of the information provided by the person seeking to be licensed, in accordance with the provisions of this law. For this purpose, the Bank of Albania cooperates with the responsible domestic bodies and foreign supervisory authorities. Have these independent verifications been carried out and how?
14. With which law enforcement/responsible institutions, domestic or foreign, has there been communication to verify the legality of the funds and the reputation of the partners?
I very much hope that the Central Bank will respond within the time limit set by law, and above all, to make all the requested documentation available to me, as this mega financial scandal will neither be forgotten nor will we allow Albanians to be robbed as in the case of microcredits.